Do I Pay Stamp Duty? UK Guide to Common Scenarios

Stamp Duty Land Tax (SDLT) rules in the UK can be confusing — especially when your situation isn’t straightforward.

If you’re buying a second home, transferring property after divorce, inheriting a house, or purchasing with a partner who already owns property, the rules can change quickly.

This guide explains common scenarios in plain English so you can understand whether stamp duty applies — and how much it might cost.

Select Your Situation

Choose the scenario that best matches your situation to understand how Stamp Duty Land Tax (SDLT) may apply and what factors could affect the amount payable.

Frequently Asked Questions

Do I pay stamp duty on gifted property?
It depends on whether money changes hands and whether a mortgage is involved.

Does inheritance trigger stamp duty?
No stamp duty is payable simply for inheriting property — but it may apply if you later purchase additional shares.

How quickly do I need to pay stamp duty?
Stamp duty is normally payable within 14 days of completion.

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